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BankSonar

First National Bank

Oldham, SD · National commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$484.3M
Total deposits
$388.4M
Branches
12
Return on assets
2.26%
Return on equity
13.78%
Charter type
National commercial bank
Established
1985
FDIC cert #
25894

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank

First National Bank is an FDIC-insured institution (Cert #25894). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

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