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BankSonar

Valley State Bank

Russellville, AL · State, non-member commercial bank

59

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$171.7M
Total deposits
$142M
Branches
3
Return on assets
1.36%
Return on equity
7.99%
Charter type
State, non-member commercial bank
Established
1985
FDIC cert #
26021

How the 59 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Valley State Bank

Valley State Bank is an FDIC-insured institution (Cert #26021). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

15565 Highway 43

Russellville, AL 35653

308 Jackson Ave N

Russellville, AL 35653

527 4th Ave Se

Red Bay, AL 35582

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