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BankSonar

MutualOne Bank

Framingham, MA · Insured depository institution

42

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.3B
Total deposits
$968.3M
Branches
3
Return on assets
0.26%
Return on equity
1.32%
Charter type
Insured depository institution
Established
1889
FDIC cert #
26395

How the 42 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at MutualOne Bank

MutualOne Bank is an FDIC-insured institution (Cert #26395). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1 Lincoln St

Framingham, MA 01702

828 Concord St

Framingham, MA 01701

49 Main St

Natick, MA 01760

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