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BankSonar

Bank of the Federated States of Micronesia

Kolonia, FM · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$264.6M
Total deposits
$229.7M
Branches
5
Return on assets
1.32%
Return on equity
10.39%
Charter type
State, non-member commercial bank
Established
1986
FDIC cert #
26539

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of the Federated States of Micronesia

Bank of the Federated States of Micronesia is an FDIC-insured institution (Cert #26539). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

148 Causeway Drive

Kosrae, FM 96944

441 Yca Commercial Building

Yap, FM 96943

640 Awm Building

Chuuk, FM 96942

98 Kaselehlie Street

Kolonia, FM 96941

Room 601, Sixth Floor, Mariana Business Plaza, Susupe

Saipan, MP 96950

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