PNB Community Bank
Niceville, FL · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $154.7M
- Total deposits
- $139.5M
- Branches
- 3
- Return on assets
- 1.37%
- Return on equity
- 15.73%
- Charter type
- State, non-member commercial bank
- Established
- 1986
- FDIC cert #
- 26687
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at PNB Community Bank
PNB Community Bank is an FDIC-insured institution (Cert #26687). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
1020 John Sims Pkwy E
Niceville, FL 32578
15835 331 Business
Freeport, FL 32439
1452 Us Highway 331 S
Defuniak Springs, FL 32435
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