Spectra Bank
Fort Worth, TX · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $127.1M
- Total deposits
- $110.4M
- Branches
- 3
- Return on assets
- 1.67%
- Return on equity
- 20.47%
- Charter type
- State, non-member commercial bank
- Established
- 1986
- FDIC cert #
- 26708
How the 66 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Spectra Bank
Spectra Bank is an FDIC-insured institution (Cert #26708). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
2000 Handley Ederville Rd
Fort Worth, TX 76118
2331 W Northwest Hwy
Dallas, TX 75220
11950 Webb Chapel Rd
Dallas, TX 75234
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