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BankSonar

Minnesota First Credit and Savings, Incorporated

Rochester, MN · State, non-member commercial bank

37

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$30M
Total deposits
$25.1M
Branches
4
Return on assets
0.30%
Return on equity
2.09%
Charter type
State, non-member commercial bank
Established
1956
FDIC cert #
26755

How the 37 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Minnesota First Credit and Savings, Incorporated

Minnesota First Credit and Savings, Incorporated is an FDIC-insured institution (Cert #26755). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

111 N Cedar Ave

Owatonna, MN 55060

1858 North Service Drive

Winona, MN 55987

1932 Viking Dr Nw

Rochester, MN 55901

144 Tyler Rd N

Red Wing, MN 55066

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Earning enough on your savings?

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