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BankSonar

Liberty Bank Minnesota

Saint Cloud, MN · State member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$292M
Total deposits
$264.3M
Branches
6
Return on assets
0.95%
Return on equity
9.93%
Charter type
State member commercial bank
Established
1987
FDIC cert #
26891

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Liberty Bank Minnesota

Liberty Bank Minnesota is an FDIC-insured institution (Cert #26891). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

198 Pine Cone Rd

Sartell, MN 56377

1560 Hart Blvd

Monticello, MN 55362

5803 Ridgewood Rd

Saint Cloud, MN 56303

2842 2nd St S

Saint Cloud, MN 56301

818 2nd St S

Waite Park, MN 56387

730 Humboldt Dr

Big Lake, MN 55309

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