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BankSonar

American State Bank

Osceola, IA · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$352M
Total deposits
$275.2M
Branches
4
Return on assets
2.13%
Return on equity
21.57%
Charter type
State member commercial bank
Established
1987
FDIC cert #
26944

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at American State Bank

American State Bank is an FDIC-insured institution (Cert #26944). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

801 E Main St

Lamoni, IA 50140

101 N Main St

Osceola, IA 50213

809 N John Wayne Dr

Winterset, IA 50273

1000 Jeffreys Dr

Osceola, IA 50213

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