First Southern National Bank
Lancaster, KY · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.3B
- Total deposits
- $1.1B
- Branches
- 17
- Return on assets
- 1.57%
- Return on equity
- 13.43%
- Charter type
- National commercial bank
- Established
- 1865
- FDIC cert #
- 2700
How the 69 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at First Southern National Bank
First Southern National Bank is an FDIC-insured institution (Cert #2700). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
17 branch locations
15 N Highway 27
Somerset, KY 42503
27 Public Sq
Lancaster, KY 40444
894 Richmond Plz
Richmond, KY 40475
130 W Broad St
Central City, KY 42330
101 W Washington St
Princeton, KY 42445
103 Vincent Dr
Stanford, KY 40484
15 N Highway 27
Somerset, KY 42503
102 W Main St
Stanford, KY 40484
894 Richmond Plz
Richmond, KY 40475
88 S Bethel St
Russellville, KY 42276
3060 Harrodsburg Rd
Lexington, KY 40503
204 Fairfield Dr
Nicholasville, KY 40356
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