St. Charles Bank & Trust Company, National Association
Saint Charles, IL · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $3.7B
- Total deposits
- $3.1B
- Branches
- 10
- Return on assets
- 1.44%
- Return on equity
- 14.34%
- Charter type
- National commercial bank
- Established
- 1987
- FDIC cert #
- 27052
How the 77 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company, National Association is an FDIC-insured institution (Cert #27052). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
1001 S Randall Rd
Elgin, IL 60123
445 Summit St
Elgin, IL 60120
50 Tyler Creek Plz
Elgin, IL 60123
411 W Main St
Saint Charles, IL 60174
2825 Foxfield Rd
Saint Charles, IL 60174
514 W State St
Geneva, IL 60134
2287 W Galena Blvd
Aurora, IL 60506
1825 N Perryville Rd
Rockford, IL 61107
2219 E State St
Rockford, IL 61104
7005 N. Perryville Road
Machesney Park, IL 61115
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