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BankSonar

Citizens Bank of Kentucky, Inc.

Paintsville, KY · State member commercial bank

55

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$686M
Total deposits
$588.8M
Branches
12
Return on assets
0.95%
Return on equity
7.38%
Charter type
State member commercial bank
Established
1910
FDIC cert #
2718

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank of Kentucky, Inc.

Citizens Bank of Kentucky, Inc. is an FDIC-insured institution (Cert #2718). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

620 Broadway St

Paintsville, KY 41240

333 Kentucky 321

Paintsville, KY 41240

Route 114 East Mountain Parkway

Salyersville, KY 41465

6474 Kentucky 1428

Allen, KY 41601

9674 Kentucky 122

Mc Dowell, KY 41647

50 Franklin Cor

Prestonsburg, KY 41653

167 S Carol Malone Blvd

Grayson, KY 41143

695 Bullion Blvd

Winchester, KY 40391

4367 N Mayo Trl

Pikeville, KY 41501

247 Hambley Blvd

Pikeville, KY 41501

735 Central Ave

Ashland, KY 41101

3651 Highway 2565

Louisa, KY 41230

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