Skip to content
BankSonar

Prairie State Bank and Trust

Springfield, IL · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$806.4M
Total deposits
$700.5M
Branches
18
Return on assets
1.44%
Return on equity
11.62%
Charter type
State, non-member commercial bank
Established
1988
FDIC cert #
27362

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Prairie State Bank and Trust

Prairie State Bank and Trust is an FDIC-insured institution (Cert #27362). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

18 branch locations

621 W Lincoln Ave

Charleston, IL 61920

105 W Lincoln Ave

Lewistown, IL 61542

1001 S Durkin Dr

Springfield, IL 62704

211 Dye Rd

Illiopolis, IL 62539

601 Main Street

Farmersville, IL 62533

603 N Springfield St

Virden, IL 62690

402 N 3rd St

Girard, IL 62640

2121 Western Ave

Mattoon, IL 61938

1000 W Pershing Rd

Decatur, IL 62526

100 Main Street

Meredosia, IL 62665

3751 Wabash Ave

Springfield, IL 62711

1052 W Morton Ave

Jacksonville, IL 62650

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Illinois

All Illinois banks →