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BankSonar

Shoreham Bank

Warwick, RI · Savings bank

41

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$522M
Total deposits
$417.8M
Branches
4
Return on assets
0.30%
Return on equity
2.73%
Charter type
Savings bank
Established
1979
FDIC cert #
27417

How the 41 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Shoreham Bank

Shoreham Bank is an FDIC-insured institution (Cert #27417). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1 Shoreham Way

Warwick, RI 02886

2381 Post Rd

Warwick, RI 02886

187 Wickenden St

Providence, RI 02903

3803 Post Rd

Warwick, RI 02886

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Earning enough on your savings?

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