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BankSonar

North Shore Trust and Savings

Waukegan, IL · Savings bank

39

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$270.4M
Total deposits
$202.9M
Branches
3
Return on assets
0.33%
Return on equity
1.46%
Charter type
Savings bank
Established
1921
FDIC cert #
27683

How the 39 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at North Shore Trust and Savings

North Shore Trust and Savings is an FDIC-insured institution (Cert #27683). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1233 N Green Bay Rd

Waukegan, IL 60085

700 S Lewis Ave

Waukegan, IL 60085

3060 W Sand Lake Rd

Lindenhurst, IL 60046

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