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BankSonar

Black Mountain Savings Bank, SSB

Black Mountain, NC · Insured depository institution

26

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Key figures

Total assets
$42.7M
Total deposits
$37.2M
Branches
1
Return on assets
-0.23%
Return on equity
-1.87%
Charter type
Insured depository institution
Established
1923
FDIC cert #
27897

How the 26 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Black Mountain Savings Bank, SSB

Black Mountain Savings Bank, SSB is an FDIC-insured institution (Cert #27897). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

200 E State St

Black Mountain, NC 28711

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