Skip to content
BankSonar

OSB Community Bank

Ottawa, IL · State, non-member commercial bank

50

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$360.8M
Total deposits
$298.4M
Branches
3
Return on assets
0.73%
Return on equity
6.59%
Charter type
State, non-member commercial bank
Established
1871
FDIC cert #
27989

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at OSB Community Bank

OSB Community Bank is an FDIC-insured institution (Cert #27989). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

925 La Salle St

Ottawa, IL 61350

125 W Bluff St

Marseilles, IL 61341

1508 Creek Dr

Morris, IL 60450

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Illinois

All Illinois banks →