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BankSonar

Ozarks Federal Savings and Loan Association

Farmington, MO · Savings bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$279.1M
Total deposits
$226M
Branches
5
Return on assets
0.91%
Return on equity
6.65%
Charter type
Savings bank
Established
1930
FDIC cert #
28277

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Ozarks Federal Savings and Loan Association

Ozarks Federal Savings and Loan Association is an FDIC-insured institution (Cert #28277). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

643 N Creek Dr

Festus, MO 63028

1 Walton Dr

Potosi, MO 63664

211 S Main St

Ironton, MO 63650

217 W Main St

Fredericktown, MO 63645

2 E Columbia St

Farmington, MO 63640

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Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

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