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BankSonar

Middlesex Federal Savings, F.A.

Somerville, MA · Savings bank

38

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$641.7M
Total deposits
$575.6M
Branches
4
Return on assets
0.10%
Return on equity
1.12%
Charter type
Savings bank
Established
1890
FDIC cert #
28368

How the 38 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Middlesex Federal Savings, F.A.

Middlesex Federal Savings, F.A. is an FDIC-insured institution (Cert #28368). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1196 Broadway

Somerville, MA 02144

53 Riverside Ave

Medford, MA 02155

1 College Ave

Somerville, MA 02144

53 Riverside Ave

Medford, MA 02155

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Earning enough on your savings?

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