Adirondack Bank
Utica, NY · State member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1B
- Total deposits
- $922.8M
- Branches
- 19
- Return on assets
- 0.19%
- Return on equity
- 2.52%
- Charter type
- State member commercial bank
- Established
- 1898
- FDIC cert #
- 28380
How the 41 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Adirondack Bank
Adirondack Bank is an FDIC-insured institution (Cert #28380). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
19 branch locations
296 W Main St
Ilion, NY 13357
38 Hadjis Way
Lake Placid, NY 12946
2817 Genesee St
Utica, NY 13501
108 Codling St
Old Forge, NY 13420
448 Route 3
Plattsburgh, NY 12901
804 Charlotte St
Utica, NY 13501
136 Oriskany Blvd
Whitesboro, NY 13492
139 Church St
Saranac Lake, NY 12983
67 Main St
Saranac Lake, NY 12983
13150 State Route 12
Boonville, NY 13309
29 W Main St
Mohawk, NY 13407
185 Genesee St
Utica, NY 13501
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