Valley Central Bank
Liberty Township, OH · Insured depository institution
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $187.5M
- Total deposits
- $147M
- Branches
- 3
- Return on assets
- 0.27%
- Return on equity
- 1.32%
- Charter type
- Insured depository institution
- Established
- 1884
- FDIC cert #
- 28555
How the 38 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Valley Central Bank
Valley Central Bank is an FDIC-insured institution (Cert #28555). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
6550 Princeton Glendale Rd
Liberty Township, OH 45011
701 N University Blvd
Middletown, OH 45042
115 W Benson St
Reading, OH 45215
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates