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BankSonar

Community Financial Services Bank

Benton, KY · State member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.4B
Total deposits
$1.2B
Branches
8
Return on assets
0.94%
Return on equity
12.09%
Charter type
State member commercial bank
Established
1890
FDIC cert #
287

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Community Financial Services Bank

Community Financial Services Bank is an FDIC-insured institution (Cert #287). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

23 Us Highway 68 W

Benton, KY 42025

221 W 5th St

Benton, KY 42025

3390 Park Ave

Paducah, KY 42001

1721 N 12th St

Murray, KY 42071

456 E 5th Ave

Calvert City, KY 42029

2550 Irvin Cobb Dr

Paducah, KY 42003

100 Dick Castleman Byp

Mayfield, KY 42066

414 S 12th St

Murray, KY 42071

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