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BankSonar

Somerset Regal Bank

Bound Brook, NJ · State, non-member commercial bank

43

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.1B
Total deposits
$897.5M
Branches
14
Return on assets
0.33%
Return on equity
2.06%
Charter type
State, non-member commercial bank
Established
1887
FDIC cert #
28778

How the 43 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Somerset Regal Bank

Somerset Regal Bank is an FDIC-insured institution (Cert #28778). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

64 W End Ave

Somerville, NJ 08876

802 Somerset Street

Raritan, NJ 08869

1305 Bound Brook Rd

Middlesex, NJ 08846

410 Us 22

Whitehouse Station, NJ 08889

141 Broad St

Flemington, NJ 08822

41 S Main St

Manville, NJ 08835

220 W Union Ave

Bound Brook, NJ 08805

464 Elizabeth Ave

Somerset, NJ 08873

899 Mountain Avenue

Springfield, NJ 07081

180 Eagle Rock Ave

Roseland, NJ 07068

39 Columbia Tpke

Florham Park, NJ 07932

290 Millburn Ave

Millburn, NJ 07041

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