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BankSonar

First Federal Savings Bank

Ottawa, IL · Savings bank

42

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$425.9M
Total deposits
$329.4M
Branches
11
Return on assets
0.34%
Return on equity
3.19%
Charter type
Savings bank
Established
1889
FDIC cert #
28924

How the 42 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Federal Savings Bank

First Federal Savings Bank is an FDIC-insured institution (Cert #28924). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

1600 38th St

Peru, IL 61354

137 S Main St

Walnut, IL 61376

111 E Main St

Amboy, IL 61310

8 Dannys Dr

Streator, IL 61364

475 3rd St

La Salle, IL 61301

124 E Main St

Morris, IL 60450

433 W Main St

Ottawa, IL 61350

801 W Jefferson St

Shorewood, IL 60404

325 S Randall Rd

Elgin, IL 60123

701 1st Ave

Rock Falls, IL 61071

633 La Salle St

Ottawa, IL 61350

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Earning enough on your savings?

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