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BankSonar

American Federal Bank

Fargo, ND · Savings bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$764.4M
Total deposits
$620.4M
Branches
13
Return on assets
0.90%
Return on equity
10.20%
Charter type
Savings bank
Established
1891
FDIC cert #
29140

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at American Federal Bank

American Federal Bank is an FDIC-insured institution (Cert #29140). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

13 branch locations

209 Johnson Ave N

Fosston, MN 56542

615 2nd Ave N

Wahpeton, ND 58075

1301 30th Ave S

Fargo, ND 58103

304 N Broadway

Crookston, MN 56716

201 E Main St S

Ada, MN 56510

601 Center Ave

Moorhead, MN 56560

101 E Johnson Ave

Warren, MN 56762

117 S Mill St

Fergus Falls, MN 56537

504 1st Avenue North

Northwood, ND 58267

140 Gateway Dr Ne

East Grand Forks, MN 56721

2551 S Columbia Rd

Grand Forks, ND 58201

215 5th St N

Fargo, ND 58102

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