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BankSonar

Monroe Federal Savings and Loan Association

Tipp City, OH · Savings bank

21

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$142.8M
Total deposits
$126.5M
Branches
4
Return on assets
-0.53%
Return on equity
-7.06%
Charter type
Savings bank
Established
1875
FDIC cert #
29578

How the 21 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Monroe Federal Savings and Loan Association

Monroe Federal Savings and Loan Association is an FDIC-insured institution (Cert #29578). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

264 E National Rd

Vandalia, OH 45377

24 E Main St

Tipp City, OH 45371

8512 N Dixie Dr

Dayton, OH 45414

985 W Main St

Tipp City, OH 45371

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Earning enough on your savings?

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