Skip to content
BankSonar

KS Bank, Inc.

Smithfield, NC · Insured depository institution

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$873.1M
Total deposits
$800M
Branches
12
Return on assets
1.28%
Return on equity
16.28%
Charter type
Insured depository institution
Established
1924
FDIC cert #
29771

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at KS Bank, Inc.

KS Bank, Inc. is an FDIC-insured institution (Cert #29771). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

2846 Ward Blvd

Wilson, NC 27893

115 W Anderson St

Selma, NC 27576

1601 Wayne Memorial Dr

Goldsboro, NC 27534

200 N Church St

Kenly, NC 27542

901 Vandora Springs Road

Garner, NC 27529

11591 Us 70 Business Hwy W

Clayton, NC 27520

1031 N Brightleaf Blvd

Smithfield, NC 27577

1031 N Brightleaf Blvd

Smithfield, NC 27577

2850 Wendell Blvd

Wendell, NC 27591

106 West Wellons Street

Four Oaks, NC 27524

206 West Broad Street

Dunn, NC 28334

6374 Deans St

Bailey, NC 27807

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in North Carolina

All North Carolina banks →