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BankSonar

First Federal Savings and Loan Association of Lorain

Lorain, OH · Savings bank

37

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$567.3M
Total deposits
$500.2M
Branches
6
Return on assets
0.08%
Return on equity
0.90%
Charter type
Savings bank
Established
1921
FDIC cert #
29838

How the 37 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Federal Savings and Loan Association of Lorain

First Federal Savings and Loan Association of Lorain is an FDIC-insured institution (Cert #29838). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

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