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BankSonar

Beardstown Savings s.b.

Beardstown, IL · Insured depository institution

49

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$78.9M
Total deposits
$59.8M
Branches
2
Return on assets
0.79%
Return on equity
8.35%
Charter type
Insured depository institution
Established
1911
FDIC cert #
30043

How the 49 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Beardstown Savings s.b.

Beardstown Savings s.b. is an FDIC-insured institution (Cert #30043). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

201 W Main St

Mount Sterling, IL 62353

301 S State St

Beardstown, IL 62618

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