Spencer Savings Bank, SLA
Elmwood Park, NJ · Insured depository institution
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $4B
- Total deposits
- $3B
- Branches
- 28
- Return on assets
- 0.63%
- Return on equity
- 5.41%
- Charter type
- Insured depository institution
- Established
- 1939
- FDIC cert #
- 30076
How the 73 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Spencer Savings Bank, SLA
Spencer Savings Bank, SLA is an FDIC-insured institution (Cert #30076). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
28 branch locations
104 Passaic St
Garfield, NJ 07026
107 S Main St
Lodi, NJ 07644
487 Market St
Saddle Brook, NJ 07663
219 Maple Ave
Wallington, NJ 07057
437 Piaget Ave
Clifton, NJ 07011
230 Ridge Rd
Lyndhurst, NJ 07071
140 Market St
Saddle Brook, NJ 07663
375 Franklin Ave
Nutley, NJ 07110
618 Bayway Ave
Elizabeth, NJ 07202
611 River Dr
Elmwood Park, NJ 07407
1699 Littleton Rd
Parsippany, NJ 07054
34 Outwater Ln
Garfield, NJ 07026
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