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BankSonar

Oconee Federal Savings and Loan Association

Seneca, SC · Savings bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$664.7M
Total deposits
$560.6M
Branches
8
Return on assets
0.70%
Return on equity
5.70%
Charter type
Savings bank
Established
1924
FDIC cert #
30111

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Oconee Federal Savings and Loan Association

Oconee Federal Savings and Loan Association is an FDIC-insured institution (Cert #30111). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

221 Highway 76 E

Clayton, GA 30525

204 W North Broad St

Walhalla, SC 29691

111 W Windsor St

Westminster, SC 29693

813 By Pass 123

Seneca, SC 29678

2859 Highway 17 Alt

Toccoa, GA 30577

330 W Carolina Ave

Hartsville, SC 29550

115 E North 2nd St

Seneca, SC 29678

357 Old Greenville Hwy

Clemson, SC 29631

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Earning enough on your savings?

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