First Federal Savings Bank of Lincolnton
Lincolnton, NC · Savings bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $478.4M
- Total deposits
- $383.8M
- Branches
- 4
- Return on assets
- 0.65%
- Return on equity
- 3.83%
- Charter type
- Savings bank
- Established
- 1940
- FDIC cert #
- 30315
How the 47 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First Federal Savings Bank of Lincolnton
First Federal Savings Bank of Lincolnton is an FDIC-insured institution (Cert #30315). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
320 E Main St
Lincolnton, NC 28092
2763 E Highway 27
Lincolnton, NC 28092
3768 Nc-16
Denver, NC 28037
4461 W Highway 27
Vale, NC 28168
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