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BankSonar

First Shore Federal Savings and Loan Association

Salisbury, MD · Savings bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$361.6M
Total deposits
$299.1M
Branches
7
Return on assets
0.64%
Return on equity
3.75%
Charter type
Savings bank
Established
1953
FDIC cert #
30680

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Shore Federal Savings and Loan Association

First Shore Federal Savings and Loan Association is an FDIC-insured institution (Cert #30680). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

1116 Mount Hermon Rd

Salisbury, MD 21804

1315 Market St

Pocomoke City, MD 21851

310 Franklin Ave

Berlin, MD 21811

11029 Racetrack Rd

Berlin, MD 21811

106 S Division St

Salisbury, MD 21801

35742 Atlantic Avenue

Millville, DE 19967

220 S Washington St

Millsboro, DE 19966

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Earning enough on your savings?

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