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BankSonar

Cendera Bank

Bells, TX · State member commercial bank

38

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$228.9M
Total deposits
$200.6M
Branches
3
Return on assets
0.24%
Return on equity
2.00%
Charter type
State member commercial bank
Established
1904
FDIC cert #
3098

How the 38 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cendera Bank

Cendera Bank is an FDIC-insured institution (Cert #3098). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

615 E Bells Blvd

Bells, TX 75414

2912 W 6th St

Fort Worth, TX 76107

4100 S Broadway Ave

Tyler, TX 75701

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