Spratt Savings Bank
Chester, SC · Insured depository institution
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $154.4M
- Total deposits
- $123M
- Branches
- 3
- Return on assets
- 0.18%
- Return on equity
- 0.88%
- Charter type
- Insured depository institution
- Established
- 1893
- FDIC cert #
- 30987
How the 56 breaks down
Well-capitalized by regulatory thresholds.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Spratt Savings Bank
Spratt Savings Bank is an FDIC-insured institution (Cert #30987). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
1613 J A Cochran Byp
Chester, SC 29706
404 Chester Ave
Great Falls, SC 29055
3255 Lancaster Hwy
Richburg, SC 29729
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Earning enough on your savings?
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