First Southern Bank
Columbia, MS · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $309M
- Total deposits
- $264.2M
- Branches
- 6
- Return on assets
- 1.90%
- Return on equity
- 18.77%
- Charter type
- State, non-member commercial bank
- Established
- 1960
- FDIC cert #
- 31158
How the 67 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Southern Bank
First Southern Bank is an FDIC-insured institution (Cert #31158). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
1075 Highway 98 Byp
Columbia, MS 39429
502 N Front St
Richton, MS 39476
1321 Highway 43 N
Picayune, MS 39466
340 Second St
Columbia, MS 39429
1048 Highway 42
Petal, MS 39465
3000 Highway 589
Hattiesburg, MS 39402
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