First Southern Bank
Columbia, MS · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $317.3M
- Total deposits
- $271.4M
- Branches
- 6
- Return on assets
- 1.89%
- Return on equity
- 18.75%
- Charter type
- State, non-member commercial bank
- Established
- 1960
- FDIC cert #
- 31158
How the 70 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Southern Bank
First Southern Bank is an FDIC-insured institution (Cert #31158). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
1075 Highway 98 Byp
Columbia, MS 39429
502 N Front St
Richton, MS 39476
1321 Highway 43 N
Picayune, MS 39466
340 Second St
Columbia, MS 39429
1048 Highway 42
Petal, MS 39465
3000 Highway 589
Hattiesburg, MS 39402
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in Mississippi
Hancock Whitney Bank
Gulfport, MS
Renasant Bank
Tupelo, MS
Trustmark Bank
Jackson, MS
BankPlus
Belzoni, MS
Community Bank of Mississippi
Flowood, MS
BankFirst Financial Services
Columbus, MS