First Federal Bank
Lake City, FL · Savings bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $4.5B
- Total deposits
- $3.4B
- Branches
- 29
- Return on assets
- 1.19%
- Return on equity
- 11.61%
- Charter type
- Savings bank
- Established
- 1961
- FDIC cert #
- 31313
How the 86 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at First Federal Bank
First Federal Bank is an FDIC-insured institution (Cert #31313). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
29 branch locations
507 Hatley St W
Jasper, FL 32052
187 N Fletcher Ave
Mayo, FL 32066
2571 W Us Highway 90
Lake City, FL 32055
707 Sw Main Blvd
Lake City, FL 32025
11035 County Road 136
Dowling Park, FL 32060
1102 Ohio Ave N
Live Oak, FL 32064
36 Sea Island Pkwy
Beaufort, SC 29907
804 Ohio Ave S
Live Oak, FL 32064
4701 Highway 90
Marianna, FL 32446
4215 Lafayette St
Marianna, FL 32446
4705 W Us Highway 90
Lake City, FL 32055
910 Sw 1st Ave
Ocala, FL 34471
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