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BankSonar

Farmers and Merchants Bank

De Leon, TX · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$255.9M
Total deposits
$219.8M
Branches
7
Return on assets
1.45%
Return on equity
11.04%
Charter type
State, non-member commercial bank
Established
1905
FDIC cert #
3170

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers and Merchants Bank

Farmers and Merchants Bank is an FDIC-insured institution (Cert #3170). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

249 S Texas St

De Leon, TX 76444

240 S Texas St

De Leon, TX 76444

930 E Main St

Eastland, TX 76448

118 Early Blvd

Early, TX 76802

2653 W Washington St

Stephenville, TX 76401

500 E. Central Ave.

Comanche, TX 76442

722 Broadway Avenue

Newcastle, TX 76372

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