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BankSonar

Home Savings Bank, FSB

Ludlow, KY · Savings bank

20

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$27.2M
Total deposits
$19.8M
Branches
1
Return on assets
-1.13%
Return on equity
-9.98%
Charter type
Savings bank
Established
1941
FDIC cert #
31723

How the 20 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Home Savings Bank, FSB

Home Savings Bank, FSB is an FDIC-insured institution (Cert #31723). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

202 Elm St

Ludlow, KY 41016

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Earning enough on your savings?

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