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BankSonar

Lone Oak Bank, National Association

Eldorado, TX · National commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$119.9M
Total deposits
$101.4M
Branches
2
Return on assets
3.59%
Return on equity
23.88%
Charter type
National commercial bank
Established
1907
FDIC cert #
3184

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Lone Oak Bank, National Association

Lone Oak Bank, National Association is an FDIC-insured institution (Cert #3184). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

100 Ne Main St

Eldorado, TX 76936

100 S Main Street

Loraine, TX 79532

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