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BankSonar

Shelby Savings Bank, SSB

Center, TX · Insured depository institution

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$455.2M
Total deposits
$365.4M
Branches
6
Return on assets
1.24%
Return on equity
11.73%
Charter type
Insured depository institution
Established
1979
FDIC cert #
32135

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Shelby Savings Bank, SSB

Shelby Savings Bank, SSB is an FDIC-insured institution (Cert #32135). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

710 W Columbia St

San Augustine, TX 75972

103 Worth St

Hemphill, TX 75948

111 Selma St

Center, TX 75935

1110 Hurst St

Center, TX 75935

2805 S Loop 256

Palestine, TX 75801

2500 S Main St

Lindale, TX 75771

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