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BankSonar

Summit State Bank

Santa Rosa, CA · State, non-member commercial bank

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$995.9M
Total deposits
$879.3M
Branches
5
Return on assets
0.67%
Return on equity
6.57%
Charter type
State, non-member commercial bank
Established
1982
FDIC cert #
32203

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Summit State Bank

Summit State Bank is an FDIC-insured institution (Cert #32203). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

2300 Midway Dr

Santa Rosa, CA 95405

10 Raleys Towne Ctr

Rohnert Park, CA 94928

500 Bicentennial Way

Santa Rosa, CA 95403

1001 Vine St

Healdsburg, CA 95448

100 Petaluma Blvd S

Petaluma, CA 94952

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