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BankSonar

Citizens Bank

Columbia, MS · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$486.2M
Total deposits
$423.3M
Branches
8
Return on assets
2.33%
Return on equity
18.80%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
324

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank

Citizens Bank is an FDIC-insured institution (Cert #324). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

907 Beulah Ave

Tylertown, MS 39667

625 Highway 98 By Pass

Columbia, MS 39429

105 N Clark Ave

Magnolia, MS 39652

814 Main St

Columbia, MS 39429

102 E Main St

Seminary, MS 39479

1036 Highway 42

Sumrall, MS 39482

7119 U S Highway 98

Hattiesburg, MS 39402

1511 W 4th St

Laurel, MS 39440

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