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BankSonar

Horizon Bank, SSB

Austin, TX · Insured depository institution

72

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2.4B
Total deposits
$2.1B
Branches
6
Return on assets
1.76%
Return on equity
20.45%
Charter type
Insured depository institution
Established
1905
FDIC cert #
3256

How the 72 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Horizon Bank, SSB

Horizon Bank, SSB is an FDIC-insured institution (Cert #3256). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

600 West 5th Street

Austin, TX 78701

200 W Travis

Holland, TX 76534

600 Congress Ave

Austin, TX 78701

815 N Stagecoach Rd

Salado, TX 76571

12007 Technology Blvd

Austin, TX 78727

9369 Tarver Dr

Temple, TX 76502

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