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BankSonar

Whitaker Bank

Lexington, KY · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.9B
Total deposits
$1.6B
Branches
46
Return on assets
1.42%
Return on equity
12.35%
Charter type
State member commercial bank
Established
1990
FDIC cert #
32912

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Whitaker Bank

Whitaker Bank is an FDIC-insured institution (Cert #32912). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

46 branch locations

39 Public Sq

Lancaster, KY 40444

419 Chestnut St

Berea, KY 40403

424 Chestnut St

Berea, KY 40403

100 N Main St

Corbin, KY 40701

101 W Main St

Georgetown, KY 40324

30 W Main St

Mount Sterling, KY 40353

140 E Main St

Morehead, KY 40351

130 W Main St

Frankfort, KY 40601

9387 Highway 805

Jenkins, KY 41537

2378 Highway 15

Whitesburg, KY 41858

9754 Highway 15

Isom, KY 41824

322 Danville St

Lancaster, KY 40444

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