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BankSonar

Incommons Bank, N.A.

Mexia, TX · National commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$282.5M
Total deposits
$248.5M
Branches
6
Return on assets
1.69%
Return on equity
19.66%
Charter type
National commercial bank
Established
1882
FDIC cert #
3342

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Incommons Bank, N.A.

Incommons Bank, N.A. is an FDIC-insured institution (Cert #3342). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

123 Bell Street

Coolidge, TX 76635

714 E Texas Ave

Mart, TX 76664

339 E Main St

Rosebud, TX 76570

415 W Commerce St

Fairfield, TX 75840

301 E Commerce St

Mexia, TX 76667

5400 Crosslake Pkwy

Waco, TX 76712

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