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BankSonar

Citizens Community Bank

Winchester, TN · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$356.1M
Total deposits
$307.5M
Branches
4
Return on assets
1.73%
Return on equity
14.30%
Charter type
State, non-member commercial bank
Established
1992
FDIC cert #
33739

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Community Bank

Citizens Community Bank is an FDIC-insured institution (Cert #33739). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

2176 Decherd Blvd

Decherd, TN 37324

517 Main St

Huntland, TN 37345

1418 Dinah Shore Blvd

Winchester, TN 37398

1961 Winchester Road Ne, Suite B

Huntsville, AL 35811

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