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BankSonar

Citizens Community Bank

Mascoutah, IL · State, non-member commercial bank

49

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$538.6M
Total deposits
$450.3M
Branches
4
Return on assets
0.62%
Return on equity
6.72%
Charter type
State, non-member commercial bank
Established
1992
FDIC cert #
33753

How the 49 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Community Bank

Citizens Community Bank is an FDIC-insured institution (Cert #33753). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

620 N State St

Freeburg, IL 62243

704 New Baldwin Rd

New Athens, IL 62264

9 E Main St

Mascoutah, IL 62258

10 N Railway

Mascoutah, IL 62258

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