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BankSonar

Pan American Bank & Trust

Melrose Park, IL · State, non-member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$539.4M
Total deposits
$488.7M
Branches
6
Return on assets
0.81%
Return on equity
9.62%
Charter type
State, non-member commercial bank
Established
1995
FDIC cert #
34108

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Pan American Bank & Trust

Pan American Bank & Trust is an FDIC-insured institution (Cert #34108). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

2801 Saint Charles Rd

Bellwood, IL 60104

2737 W Cermak Rd

Chicago, IL 60608

190 N Smith St

Palatine, IL 60067

1440 W North Ave

Melrose Park, IL 60160

108 W Lake St

Bloomingdale, IL 60108

1110 Jorie Blvd

Oak Brook, IL 60523

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