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BankSonar

The Citizens Bank of Georgia

Cumming, GA · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$622M
Total deposits
$556.3M
Branches
4
Return on assets
1.79%
Return on equity
17.76%
Charter type
State, non-member commercial bank
Established
1997
FDIC cert #
34229

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens Bank of Georgia

The Citizens Bank of Georgia is an FDIC-insured institution (Cert #34229). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

5140 Highway 9 N

Alpharetta, GA 30004

11950 Cumming Hwy

Canton, GA 30115

4255 Georgia Highway 400

Cumming, GA 30028

651 Veterans Memorial Blvd

Cumming, GA 30040

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